Meet Heather Fuelberth
As a professional in the mortgage lending industry, I've built my reputation on providing outstanding service to my clients for more than 20 years. My business is built upon referrals, and my goal is to exceed your service expectations. That means you can count on me to always look out for your best interests and to keep you informed throughout every step of the lending process.
I have a passion for helping clients achieve their dreams of home ownership and I am committed to earning your trust. Whether you are purchasing your first home, refinancing, buying a vacation property, moving to a larger home, building a house or financing your retirement home, your interest and goals are always my number one priority.
Let me put my 20 years of experience to work for you. My wealth of knowledge and expertise, combined with exceptional follow up skills, will make your home buying or refinancing process a pleasant experience.
Our process is smooth and simple from start to finish:
- Talk with me. I will work with you to help you determine your financing options and answer all your questions.
- Apply Online. Complete your mortgage application at your convenience through our online application.
- Work together through final approval. From the time your application is received, I work with you to ensure you move through the process checkpoints to final approval.
- Closing on your loan. Prior to loan closing, I will review the Closing Disclosure, funds needed and documentation to bring to close with you. On closing day the final documents are signed at the title company and you receive the keys to your new home!
Home Financing Calculators
- Should I refinance?
- How much will my fixed rate mortgage payment be?
- How much will my adjustable rate mortgage payments be?
- How much will my payments be for a balloon mortgage?
- Should I rent or buy?
- Which mortgage is better for me?
- How much will I save by increasing my mortgage payment?
- How much mortgage might I qualify for?
- How much home can I afford?
- Should I consolidate my loans?
Heather Fuelberth is the lender you look and hope for when it comes to an important transaction like purchasing a home! She is competent, efficient and most importantly made us feel like VIPs in terms of answering our questions promptly and always being available! I highly recommend Heather. She is like a secret you share with only your best friends!
Home buying was stressful for sure. Heather had me approved and getting into my dream place efficiently and quickly. She helped answer all my questions very timely and explained things so anyone could understand. She definitely made the process a whole lot easier.
Heather worked with us through the whole loan process. She was very informative and gave accurate information. I probably have 50 questions and asked for 10 different estimate scenarios and she was quick and helpful in answering every one.
When a competitor offered a better loan, she was able not only match but in the end was able to beat the competition.
5 stars aren't enough, she deserves 6+! She competed for my business and EARNED it. When I went for a pre-approval, she stayed up odd hours throughout the weekend making it happen. Not only that the rate she got me was wonderful! Whenever I had a question she was quick to answer with honesty. Her knowledge of the industry is top notch seeing how she's been doing this for almost as long as I've been alive. She was also early/on-time to all of my appointments. She showed concern for my well being and even found a way to get me a discount on the closing costs! She has earned a lifelong customer and I highly encourage all mortgage home buyers to give Heather a chance. When I go to purchase another house, Heather will not only be my first choice, she will be my only choice!
About Bell Bank Mortgage
Helping our customers find the smart way home for more than 130 years, Bell Bank Mortgage has a reputation for exceptional service and high integrity standards. Our culture centers on customer care and transparency from first contact. We help simplify what is often a very complex system. Applying for a loan is made easy, as our loan officers walk you through the process and the documents needed to support your loan request. Plus, our state-of-the-art technology helps make the mortgage process as stress-free as possible.
We believe that relationships are the key to our continued success and are dedicated to creating the simplest, fastest, efficient and most satisfying experience for our borrowers. You’ll see the Bell Bank Mortgage difference as soon as you meet with one of our loan officers. We take the time to truly get to know you and your financial situation.
The History of Bell Bank Mortgage
In 2011, Minneapolis-based Bell Mortgage became a part of what was then State Bank & Trust, in a history-making venture for both companies. Bell has literally been a part of Minnesota since the state’s infancy. The oldest and largest independent mortgage banking company in Minnesota, it was founded in 1880 by early Minneapolis leader David C. Bell. Since then, Bell Bank Mortgage has added locations throughout the Twin Cities and in Phoenix, developed its own proprietary technology for processing and underwriting, and has thousands of family mortgages to its name.
In 2012, State Bank & Trust rebranded as Bell State Bank & Trust, taking on the Bell name to give a more unique identity to a known and respected regional brand. Bell State Bank & Trust shortened its name to Bell Bank in August of 2016, with the mortgage division becoming Bell Bank Mortgage to simplify the brand while retaining the familiar “trees” logo.
Our Commitment to You
Over the years, we have worked with thousands of individuals and families, making home ownership a reality for them. We would love the opportunity to work with you. At Bell Bank Mortgage, we process, underwrite and close your loan within the walls of our office. In-house administration of your loan means we can ensure a quick, accurate and smooth process all the way to closing day.